Free Zimbabwe PAYE Calculator

Calculate your tax in seconds using official 2025 ZIMRA rates

Updated for 2026
ZiG & USD Support
100% Free

Calculate Your PAYE

Enter your salary details below

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Your PAYE Breakdown

Gross Income $0.00 per month
Total Deductions $0.00 per month
Net Income $0.00 per month

Tax Breakdown

Gross Income $0.00
NSSA (4.5%) -$0.00
Voluntary Pension -$0.00
Taxable Income $0.00
Tax-Free Threshold $0.00
PAYE Tax -$0.00
AIDS Levy (3%) -$0.00
Total Tax Payable -$0.00

Income Distribution

0% Take Home
Net Income
PAYE Tax
AIDS Levy
Pension

Tax Brackets Applied

Why Use Our PAYE Calculator?

Instant Results

Get accurate PAYE calculations in seconds, not hours. No more manual spreadsheet calculations.

ZIMRA Compliant

Uses official 2025 ZIMRA tax tables ensuring your calculations are always accurate and compliant.

Multi-Currency

Calculate PAYE for both ZiG (Zimbabwe Gold) and USD salaries with automatic rate switching.

Detailed Breakdown

See exactly how each tax bracket applies to your income with clear visual representations.

PAYE (Income Tax on Salaries)

Tax-free monthly threshold: ZWG 2,800 (approx. USD 100). Earnings above this are taxed progressively with marginal rates up to 40%.

USD Tax Brackets (Monthly)

Income Range (USD)RateDeduction
$0 - $1000%-
$100.01 - $30020%$20.00
$300.01 - $1,00025%$35.00
$1,000.01 - $2,00030%$85.00
$2,000.01 - $3,00035%$185.00
$3,000.01 +40%$335.00

ZiG Tax Brackets (Monthly)

Income Range (ZiG)RateDeduction
Z$0 - Z$2,8000%-
Z$2,800.01 - Z$8,40020%Z$560
Z$8,400.01 - Z$28,00025%Z$980
Z$28,000.01 - Z$56,00030%Z$2,380
Z$56,000.01 - Z$84,00035%Z$5,180
Z$84,000.01 +40%Z$9,380

National Social Security (NSSA)

Both employer and employee contribute 4.5% of insurable earnings (total 9%), capped at USD 700/month (or ZiG equivalent).

Employee

Employee Share

4.5%

Deducted from employee's salary up to the USD 700 ceiling.

Employer

Employer Share

4.5%

Paid by employer on top of gross salary, up to the USD 700 ceiling.

Ceiling

Monthly Ceiling

USD 700

Maximum insurable earnings per month. Applies to both USD and ZiG currencies.

Other Statutory Levies

Additional deductions and contributions required by Zimbabwean law

Employee

AIDS Levy

3%

Calculated on PAYE tax payable. Deducted from employee's salary.

Employer

ZIMDEF

1.0%

Zimbabwe Manpower Development Fund. Based on gross wage bill.

Employer

Standards Dev. Fund

0.5%

Standards Development Fund. Based on gross wage bill.

Employer

APWCS (Work Comp)

2-11%

Accident Prevention Workers' Compensation Scheme. Rate varies by industry risk.

Note: Employer levies are additional costs on top of gross salary. They are not deducted from the employee's pay but increase the total cost of employment for the employer.

Frequently Asked Questions

What is PAYE in Zimbabwe?

PAYE (Pay As You Earn) is a method of collecting income tax from employees in Zimbabwe. Employers deduct tax from employee salaries and remit it to ZIMRA on a monthly basis.

What is the tax-free threshold for 2025?

For USD earnings, the tax-free threshold is $100 per month. For ZiG earnings, it's Z$2,800 per month. Income below these thresholds is not subject to PAYE.

What is the AIDS Levy?

The AIDS Levy is a 3% tax on your calculated PAYE amount, used to fund Zimbabwe's national HIV/AIDS response programs. It's applied on top of your regular income tax.

Can pension contributions reduce my tax?

Yes! NSSA and approved private pension contributions are tax-deductible. Enter your pension contribution in our calculator to see how it reduces your taxable income.

How accurate is this calculator?

Our calculator uses the official 2025 ZIMRA tax tables. However, for complex situations (multiple income sources, benefits in kind), we recommend consulting a tax professional.

Which currency should I use?

Use the currency in which you receive your salary. If you receive both ZiG and USD, ZIMRA typically applies the USD tax tables. Contact us for personalized advice.

Need Help with Tax Compliance?

Our tax experts can help you optimize your tax position.and ensure full ZIMRA compliance.